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What kinds of debt can bankruptcy eliminate?

ribankruptcy • July 6, 2009

A Rhode Island bankruptcy filing can be used to get rid of many types of debt. Filing under Chapter 7  may allow many types of debts to be wiped out completely:

  • credit card debt
  • electric, gas, water, and other utility bills
  • medical, dental, and vision bills
  • personal and unsecured bank loans
  • automobile loan obligations remaining on a repossessed vehicle
  • mortgage loan obligations remaining on a foreclosed home

Any child support obligations, recent taxes, and student loans are generally not eligible for discharge. But in some cases, even student loans can be eliminated in a bankruptcy if it can be shown that these debts create an unreasonable hardship for you.

What kinds of debt can bankruptcy eliminate?

How can I stop debt collectors from harassing me?

By ribankruptcy • May 9, 2015
Ever had your day interrupted by a call from a debt collector? Debt collectors have a reputation of being rude and even nasty at times. They might say it’s their job to be annoying. After all, they’re just trying to … Continue reading → The post How can I stop debt collectors from harassing me? appeared first on Rhode Island Bankruptcy Information Center.

Can banks or credit card companies object to my bankruptcy?

By ribankruptcy • April 30, 2013
About a month after you file a petition for personal bankruptcy in Rhode Island, you must go to the Federal Center in downtown Providence and meet with a bankruptcy trustee. The bankruptcy trustee is not a judge;  rather, she or he … Continue reading → The post Can banks or credit card companies object to my bankruptcy? appeared first on Rhode Island Bankruptcy Information Center.

Do medical bills go away in a RI Bankruptcy filing?

By ribankruptcy • September 3, 2012
It’s been estimated that over 60% of bankruptcies are filed due to hospital visits, cancer treatments and other health expenditures. Fortunately, by filing for bankruptcy in Rhode Island, you can usually eliminate debt owed to: hospitals & medical clinics laboratories & … Continue reading → The post Do medical bills go away in a RI Bankruptcy filing? appeared first on Rhode Island Bankruptcy Information Center.
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